Credit Authorizers, Checkers, and Clerks Career, Salary and Skills

Credit Authorizers, Checkers, and Clerks have a BLS-reported national median annual wage of $50,080 based on the 2025 OEWS dataset, with reported national employment of 12,030. Wage data is published for 91 locations.

Occupation description

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

O*NET code

43-4041.00

Job zone

2

Typical education

Not recorded

Experience

Not recorded

National salary and employment

Median annual

$50,080

Hourly median

$24.08

Employment

12,030

Data year

2025

National salary distribution

$30,260
10th
$40,520
25th
$50,080
Median
$60,860
75th
$72,700
90th

Top skills

SkillImportanceLevel
Reading Comprehension3.623.50
Active Listening3.623.62
Speaking3.623.50
Critical Thinking3.253.38
Time Management3.122.75
Writing3.123.12
Social Perceptiveness3.123.00
Coordination3.002.75
Monitoring3.003.00
Service Orientation3.003.00
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Typical tasks

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • File sales slips in customers' ledgers for billing purposes.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Mail charge statements to customers.
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Technology

  • Email software
  • Equifax software
  • Experian software
  • Financial accounting software
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Internet Explorer
  • Microsoft Office software
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft SharePoint
  • Microsoft Word
  • SAP software
  • Spreadsheet programs
All technology →

Credit Authorizers, Checkers, and Clerks salary by location

Areas with the highest reported employment for this occupation.

All 91 locations →

Related careers

Career and skills data: O*NET 31.0 (onetcenter.org). Salary and employment data: U.S. Bureau of Labor Statistics OEWS, 2025 (bls.gov/oes). Figures are published survey estimates, not real-time market data.