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Credit Analysts Salary in San Jose, CA

In the 2025 U.S. Bureau of Labor Statistics, OEWS dataset, Credit Analysts in San Jose, CA have a median annual salary of $129,240, with 330 recorded jobs in this area. Recorded earnings range from $74,690 at the 10th percentile to $209,560 at the 90th percentile.

Source: U.S. Bureau of Labor Statistics, OEWS · Data year: 2025 · Last updated: 2026-09-22

Salary overview

Median annual salary

$129,240

Data year: 2025

Hourly median

$62.13

Employment

330

Source

U.S. Bureau of Labor Statistics, OEWS

Salary distribution

$74,690
10th
$96,140
25th
$129,240
Median
$165,200
75th
$209,560
90th

Local compared with national

San Jose, CA

$129,240

Median annual · 2025

United States

$83,510

Median annual · 2025

The San Jose, CA median is 54.8% above the national median in the available dataset (a difference of $45,730).

Top skills

  1. 1.Critical ThinkingImportance 3.9
  2. 2.Reading ComprehensionImportance 3.6
  3. 3.SpeakingImportance 3.6
  4. 4.Active LearningImportance 3.6
  5. 5.Active ListeningImportance 3.5
  6. 6.MathematicsImportance 3.4
  7. 7.WritingImportance 3.1
  8. 8.Judgment and Decision MakingImportance 3.1
  9. 9.MonitoringImportance 3.0
  10. 10.Social PerceptivenessImportance 3.0
  11. 11.Service OrientationImportance 3.0
  12. 12.Complex Problem SolvingImportance 3.0

Career information

Education and experience

Typical education
Bachelor's Degree
Experience
Over 1 year, up to and including 2 years
Job zone
4

Technology used

  • CGI-AMS BureauLink Enterprise
  • CGI-AMS CACS Enterprise
  • CGI-AMS Strata
  • Credit adjudication and lending management system CALMS
  • Credit and risk analysis software
  • Credit fraud detection software
  • Dun and Bradstreet Global DecisionMaker
  • eCredit Enterprise
  • Equifax Advanced Decisioning
  • Equifax Application Engine
  • Equifax InterConnect
  • Experian Credinomics
  • Experian Detect
  • Experian FraudShield
  • Experian Quest

Common tasks

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Contact customers to collect payments on delinquent accounts.
  • Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
  • Review individual or commercial customer files to identify and select delinquent accounts for collection.

Related careers

Occupations recorded as related in the dataset. A relationship does not imply a guaranteed transition.

Credit Analysts salary in other locations

Other occupations in San Jose, CA