CDCareer Decision

Insurance Underwriters Salary in Cincinnati, OH

In the 2025 U.S. Bureau of Labor Statistics, OEWS dataset, Insurance Underwriters in Cincinnati, OH have a median annual salary of $82,110, with 1,690 recorded jobs in this area. Recorded earnings range from $52,080 at the 10th percentile to $128,320 at the 90th percentile.

Source: U.S. Bureau of Labor Statistics, OEWS · Data year: 2025 · Last updated: 2026-09-22

Salary overview

Median annual salary

$82,110

Data year: 2025

Hourly median

$39.48

Employment

1,690

Source

U.S. Bureau of Labor Statistics, OEWS

Salary distribution

$52,080
10th
$66,290
25th
$82,110
Median
$105,520
75th
$128,320
90th

Local compared with national

Cincinnati, OH

$82,110

Median annual · 2025

United States

$81,370

Median annual · 2025

The Cincinnati, OH median is 0.9% above the national median in the available dataset (a difference of $740).

Top skills

  1. 1.Reading ComprehensionImportance 3.8
  2. 2.Active ListeningImportance 3.8
  3. 3.WritingImportance 3.8
  4. 4.Critical ThinkingImportance 3.8
  5. 5.SpeakingImportance 3.6
  6. 6.Judgment and Decision MakingImportance 3.5
  7. 7.Active LearningImportance 3.1
  8. 8.Complex Problem SolvingImportance 3.1
  9. 9.MonitoringImportance 3.0
  10. 10.Social PerceptivenessImportance 3.0
  11. 11.CoordinationImportance 3.0
  12. 12.Service OrientationImportance 3.0

Career information

Education and experience

Typical education
Bachelor's Degree
Experience
None
Job zone
4

Technology used

  • Anodas Software Limited Phoenix
  • C++
  • Consilience Software Maven Insurance Automation Suite
  • CSC nbAccelerator
  • Database software
  • Delphi Technology
  • Fair Isaac Enterprise Decision Management for Insurance
  • Fannie Mae Desktop Underwriter
  • Fiserv Advanced Underwriting
  • IBM FileNet Content Manager
  • LabOne NET
  • LexisNexis
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Office software

Common tasks

  • Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
  • Decline excessive risks.
  • Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
  • Evaluate possibility of losses due to catastrophe or excessive insurance.
  • Review company records to determine amount of insurance in force on single risk or group of closely related risks.
  • Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
  • Authorize reinsurance of policy when risk is high.

Related careers

Occupations recorded as related in the dataset. A relationship does not imply a guaranteed transition.

Insurance Underwriters salary in other locations

Other occupations in Cincinnati, OH