Credit Counselors — Career Decision Dashboard
United States
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Report generated from official BLS OEWS and O*NET data — United States.
Median annual wage
$52,230
United States, 2025
Employment
27,770
United States, 2025
Typical education
Not recorded
Job Zone 4
Skills identified
35
10 related careers
Career overview
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
- O*NET code
- 13-2071.00
- Job zone
- 4
- Experience required
- Over 2 years, up to and including 4 years
Typical tasks
- Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Calculate clients' available monthly income to meet debt obligations.
- Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
- Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.
- Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.
- Interview clients by telephone or in person to gather financial information.
- Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.
Choose a location
Salary analysis — United States
10th percentile
$38,350
25th percentile
$45,720
75th percentile
$64,080
90th percentile
$80,440
Most important skills
- Active Listening3.9
- Reading Comprehension3.9
- Critical Thinking3.9
- Speaking3.9
- Judgment and Decision Making3.8
- Writing3.8
- Complex Problem Solving3.8
- Active Learning3.8
- Service Orientation3.6
- Social Perceptiveness3.3
- Persuasion3.3
- Learning Strategies3.1
What skills do you need?
Select the skills you already have
Skills listed are those O*NET rates at importance 3.0 or above for this occupation. Set your own level on the same 0–7 O*NET scale.
Skill coverage
0%
0 of 18 identified skills
Matched
0
Missing
18
Your selected skills cover approximately 0% of the skills identified for this occupation in O*NET. This is a coverage measure of listed skills only — it is not a qualification, hiring or interview outcome.
Skills to develop
| Skill | Importance | Required level | Your level | Gap |
|---|---|---|---|---|
| Active Listening | 3.9 | 4.0 | Not selected | 4.0 |
| Reading Comprehension | 3.9 | 4.0 | Not selected | 4.0 |
| Critical Thinking | 3.9 | 4.0 | Not selected | 4.0 |
| Speaking | 3.9 | 4.0 | Not selected | 4.0 |
| Writing | 3.8 | 3.8 | Not selected | 3.8 |
| Active Learning | 3.8 | 3.8 | Not selected | 3.8 |
| Service Orientation | 3.6 | 3.6 | Not selected | 3.6 |
| Judgment and Decision Making | 3.8 | 3.4 | Not selected | 3.4 |
| Complex Problem Solving | 3.8 | 3.4 | Not selected | 3.4 |
| Social Perceptiveness | 3.3 | 3.6 | Not selected | 3.6 |
| Persuasion | 3.3 | 3.6 | Not selected | 3.6 |
| Learning Strategies | 3.1 | 3.1 | Not selected | 3.1 |
| Systems Evaluation | 3.1 | 3.1 | Not selected | 3.1 |
| Negotiation | 3.1 | 3.1 | Not selected | 3.1 |
| Mathematics | 3.1 | 3.1 | Not selected | 3.1 |
| Time Management | 3.0 | 3.1 | Not selected | 3.1 |
| Coordination | 3.0 | 3.1 | Not selected | 3.1 |
| Monitoring | 3.0 | 3.0 | Not selected | 3.0 |
Ordered by required level gap multiplied by O*NET importance. No prediction or recommendation is implied.
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Compare with Credit CounselorsHow salary varies by location
| Location | Median | Employment | Year |
|---|---|---|---|
| San Francisco, CA | $82,570 | 210 | 2025 |
| San Jose, CA | $80,680 | 120 | 2025 |
| Sacramento, CA | $76,930 | 110 | 2025 |
| San Diego, CA | $67,120 | 200 | 2025 |
| CA | $67,120 | 2,160 | 2025 |
| Fresno, CA | $66,660 | 60 | 2025 |
| Boulder, CO | $65,540 | 40 | 2025 |
| Los Angeles, CA | $65,210 | 830 | 2025 |
| Riverside, CA | $64,750 | 190 | 2025 |
| Seattle, WA | $64,380 | 350 | 2025 |
| Atlanta, GA | $64,080 | 380 | 2025 |
| Boston, MA | $64,080 | 620 | 2025 |
| GA | $64,080 | 460 | 2025 |
| DC | $63,580 | 110 | 2025 |
| MA | $63,240 | 770 | 2025 |
| New York, NY | $63,170 | 1,610 | 2025 |
| NY | $63,030 | 2,020 | 2025 |
| Ithaca, NY | $62,750 | 40 | 2025 |
| Omaha, NE | $62,520 | 190 | 2025 |
| NE | $62,510 | 260 | 2025 |
Career transition paths
Compare the skills of a career you hold today with Credit Counselors to see shared skills, target-only skills and skill overlap.
Build a transition comparisonCareer and skills data: O*NET 31.0.
Salary and employment data: U.S. Bureau of Labor Statistics, OEWS, 2025 (May 2025 release).
Figures are periodic published survey snapshots, not real-time market rates.