Careers / Insurance Underwriters
Insurance Underwriters — Career Decision Dashboard
United States
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Report generated from official BLS OEWS and O*NET data — United States.
Median annual wage
$81,370
United States, 2025
Employment
105,420
United States, 2025
Typical education
Bachelor's Degree
Job Zone 4
Skills identified
35
10 related careers
Career overview
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
- O*NET code
- 13-2053.00
- Job zone
- 4
- Experience required
- None
Typical tasks
- Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- Decline excessive risks.
- Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- Evaluate possibility of losses due to catastrophe or excessive insurance.
- Review company records to determine amount of insurance in force on single risk or group of closely related risks.
- Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
- Authorize reinsurance of policy when risk is high.
Choose a location
Salary analysis — United States
10th percentile
$55,530
25th percentile
$64,620
75th percentile
$110,390
90th percentile
$145,160
Most important skills
- Critical Thinking3.8
- Writing3.8
- Active Listening3.8
- Reading Comprehension3.8
- Speaking3.6
- Judgment and Decision Making3.5
- Active Learning3.1
- Complex Problem Solving3.1
- Social Perceptiveness3.0
- Monitoring3.0
- Coordination3.0
- Service Orientation3.0
What skills do you need?
Select the skills you already have
Skills listed are those O*NET rates at importance 3.0 or above for this occupation. Set your own level on the same 0–7 O*NET scale.
Skill coverage
0%
0 of 12 identified skills
Matched
0
Missing
12
Your selected skills cover approximately 0% of the skills identified for this occupation in O*NET. This is a coverage measure of listed skills only — it is not a qualification, hiring or interview outcome.
Skills to develop
| Skill | Importance | Required level | Your level | Gap |
|---|---|---|---|---|
| Active Listening | 3.8 | 4.0 | Not selected | 4.0 |
| Critical Thinking | 3.8 | 3.9 | Not selected | 3.9 |
| Writing | 3.8 | 3.8 | Not selected | 3.8 |
| Reading Comprehension | 3.8 | 3.8 | Not selected | 3.8 |
| Speaking | 3.6 | 3.6 | Not selected | 3.6 |
| Judgment and Decision Making | 3.5 | 3.5 | Not selected | 3.5 |
| Active Learning | 3.1 | 3.4 | Not selected | 3.4 |
| Complex Problem Solving | 3.1 | 3.1 | Not selected | 3.1 |
| Social Perceptiveness | 3.0 | 3.0 | Not selected | 3.0 |
| Monitoring | 3.0 | 3.0 | Not selected | 3.0 |
| Service Orientation | 3.0 | 3.0 | Not selected | 3.0 |
| Coordination | 3.0 | 2.9 | Not selected | 2.9 |
Ordered by required level gap multiplied by O*NET importance. No prediction or recommendation is implied.
Related careers
Supplemental
National median not published
Compare with Insurance UnderwritersSupplemental
National median $58,650
Compare with Insurance UnderwritersSupplemental
National median $50,080
Compare with Insurance UnderwritersSupplemental
National median $49,230
Compare with Insurance UnderwritersHow salary varies by location
| Location | Median | Employment | Year |
|---|---|---|---|
| Springfield, MA | $115,420 | 130 | 2025 |
| Bridgeport, CT | $114,980 | 160 | 2025 |
| MA | $106,640 | 2,890 | 2025 |
| Milwaukee, WI | $106,570 | 950 | 2025 |
| Boston, MA | $106,170 | 2,080 | 2025 |
| NH | $103,940 | 270 | 2025 |
| Chattanooga, TN | $102,460 | 110 | 2025 |
| Waterbury, CT | $102,030 | 50 | 2025 |
| Denver, CO | $101,840 | 1,540 | 2025 |
| NV | $101,440 | 480 | 2025 |
| Las Vegas, NV | $101,300 | 400 | 2025 |
| Lexington, KY | $100,990 | 290 | 2025 |
| CT | $100,690 | 2,010 | 2025 |
| Hartford, CT | $100,690 | 1,430 | 2025 |
| CO | $100,640 | 2,040 | 2025 |
| Seattle, WA | $100,130 | 1,210 | 2025 |
| Chicago, IL | $99,840 | 4,060 | 2025 |
| WA | $99,400 | 1,740 | 2025 |
| New York, NY | $98,410 | 6,740 | 2025 |
| San Diego, CA | $98,210 | 520 | 2025 |
Career transition paths
Compare the skills of a career you hold today with Insurance Underwriters to see shared skills, target-only skills and skill overlap.
Build a transition comparisonCareer and skills data: O*NET 31.0.
Salary and employment data: U.S. Bureau of Labor Statistics, OEWS, 2025 (May 2025 release).
Figures are periodic published survey snapshots, not real-time market rates.