Credit Analysts — Career Decision Dashboard
United States
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Report generated from official BLS OEWS and O*NET data — United States.
Median annual wage
$83,510
United States, 2025
Employment
64,390
United States, 2025
Typical education
Bachelor's Degree
Job Zone 4
Skills identified
35
10 related careers
Career overview
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
- O*NET code
- 13-2041.00
- Job zone
- 4
- Experience required
- Over 1 year, up to and including 2 years
Typical tasks
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Contact customers to collect payments on delinquent accounts.
Choose a location
Salary analysis — United States
10th percentile
$56,250
25th percentile
$65,210
75th percentile
$122,460
90th percentile
$169,230
Most important skills
- Critical Thinking3.9
- Speaking3.6
- Reading Comprehension3.6
- Active Learning3.6
- Active Listening3.5
- Mathematics3.4
- Writing3.1
- Judgment and Decision Making3.1
- Complex Problem Solving3.0
- Time Management3.0
- Monitoring3.0
- Social Perceptiveness3.0
What skills do you need?
Select the skills you already have
Skills listed are those O*NET rates at importance 3.0 or above for this occupation. Set your own level on the same 0–7 O*NET scale.
Skill coverage
0%
0 of 13 identified skills
Matched
0
Missing
13
Your selected skills cover approximately 0% of the skills identified for this occupation in O*NET. This is a coverage measure of listed skills only — it is not a qualification, hiring or interview outcome.
Skills to develop
| Skill | Importance | Required level | Your level | Gap |
|---|---|---|---|---|
| Critical Thinking | 3.9 | 4.0 | Not selected | 4.0 |
| Speaking | 3.6 | 4.0 | Not selected | 4.0 |
| Reading Comprehension | 3.6 | 4.0 | Not selected | 4.0 |
| Active Listening | 3.5 | 4.0 | Not selected | 4.0 |
| Mathematics | 3.4 | 4.1 | Not selected | 4.1 |
| Active Learning | 3.6 | 3.6 | Not selected | 3.6 |
| Writing | 3.1 | 3.9 | Not selected | 3.9 |
| Judgment and Decision Making | 3.1 | 3.8 | Not selected | 3.8 |
| Complex Problem Solving | 3.0 | 3.0 | Not selected | 3.0 |
| Time Management | 3.0 | 3.0 | Not selected | 3.0 |
| Monitoring | 3.0 | 3.0 | Not selected | 3.0 |
| Service Orientation | 3.0 | 3.0 | Not selected | 3.0 |
| Social Perceptiveness | 3.0 | 2.9 | Not selected | 2.9 |
Ordered by required level gap multiplied by O*NET importance. No prediction or recommendation is implied.
Related careers
Supplemental
National median $49,230
Compare with Credit AnalystsSupplemental
National median $62,370
Compare with Credit AnalystsSupplemental
National median $50,670
Compare with Credit AnalystsHow salary varies by location
| Location | Median | Employment | Year |
|---|---|---|---|
| New York, NY | $136,500 | 7,530 | 2025 |
| NY | $133,270 | 7,960 | 2025 |
| DC | $132,590 | 50 | 2025 |
| San Jose, CA | $129,240 | 330 | 2025 |
| San Francisco, CA | $122,590 | 850 | 2025 |
| Burlington, VT | $120,480 | 40 | 2025 |
| Washington, DC | $114,700 | 1,060 | 2025 |
| Hartford, CT | $106,670 | 180 | 2025 |
| Richmond, VA | $105,430 | — | 2025 |
| Winchester, VA | $102,740 | 30 | 2025 |
| VA | $102,430 | 2,460 | 2025 |
| Boston, MA | $101,890 | 1,080 | 2025 |
| Birmingham, AL | $101,720 | 200 | 2025 |
| Bridgeport, CT | $101,450 | 200 | 2025 |
| NJ | $100,940 | 1,220 | 2025 |
| Charlotte, NC | $100,640 | 2,190 | 2025 |
| Trenton, NJ | $100,190 | 170 | 2025 |
| Buffalo, NY | $99,640 | 460 | 2025 |
| Urban Honolulu, HI | $98,900 | 120 | 2025 |
| HI | $98,900 | 130 | 2025 |
Career transition paths
Compare the skills of a career you hold today with Credit Analysts to see shared skills, target-only skills and skill overlap.
Build a transition comparisonCareer and skills data: O*NET 31.0.
Salary and employment data: U.S. Bureau of Labor Statistics, OEWS, 2025 (May 2025 release).
Figures are periodic published survey snapshots, not real-time market rates.